Investing is an amazing way to make the most of your money, and you don’t have to be wealthy to start investing! Even if you want to stay conservative, you can often earn greater dividends by investing in stocks and bonds than you can by keeping your money in the bank. If you don’t have very much money saved up yet, but you want to start investing, I am here to tell you about two great ways to get you started.

1. Start investing small with Acorns
If you want to start with baby steps, the very easiest way to get started is by downloading the Acorns app and using it to set aside your spare change. You can choose to have automatic investments or invest manually as much as you’d like. Acorns has five different investment portfolios you can choose from. They are all balanced mutual funds that are managed for you. You can start with as little as $5, and no minimum balance is required. Plus, if you sign up through this link, you will actually get a $5 bonus when you open and fund your account.
Related: The Easy Way to Start Saving & Investing: An Acorns Review
2. Invest big with Swell
If you’re ready to jump in and put some of your savings into an investment account, it’s good to try out a few different portfolios and monitor their performance over time. To do this, I recommend using Swell Investing. What sets Swell apart from other investment companies is that they focus on investing in companies that aim to make a positive change in the world. With that impact, they make sure that you also get the greatest returns. You don’t have to sacrifice returns at all when you invest in what matters to you. “Extensive academic research . . . [has] shown that socially responsible investing can have a positive impact on your returns” (Guide to Impact Investing).
Swell’s portfolios are based on the impact they have on society. You can put your money toward green tech, renewable energy, zero waste, disease eradication, clean water, and healthy living. Swell has put together a guide to help you determine what you want to invest in.
The best part about Swell is that investing for beginners is affordable! Your minimum investment is only $50, and they only charge 0.75% annually for account management. That means if you invest $500, Swell will only cost you $3.75 per year or 31 cents per month. With impact investing, you have amazing odds of getting much greater returns than the small cost.
Are you ready to make a difference? Dive in and impact invest with me! Easily start your account right here.
Related: The Best Time-saving & Money-saving Resources
I hope you have fun investing and get some great returns!
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